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This is my signature framework for a budget that actually works! I’ve used this method for over seven years, and our finances have flourished (all without high salaries!)
The Better Budget method puts your family’s priorities and goals first! Which, as Moms is our goal, (and it’s where most budgets fail).
What's included...
- 12 months of simple monthly budget form + calendar
- 70+ pages of additional templates & guides
- Detailed & in-depth guide on how to fill out your budget
- 3 cash envelopes
- Annual debt payoff plan & debt tracker
- Net worth tracker
- Quarterly spending recap & look ahead planning
- Financial goal setting
- Expanded reading options to go deeper into concepts
- Money mindset & financial why exercise
- Sinking fund tracker & savings jar tracker
- and more!
Budgeting can be easy!
With the Better Budget you can...
- Skyrocket your money confidence in knowing that your money is going where you want it to go and where it matters most to move your family's goals forward!
- Be able to afford everything your family really needs by essentially prepaying (even before you knew you needed it)!
- Gain clarity by following a proven plan, where you will be inline with your saving & spending plans
- Spend only 30 minutes reconciling your end of month bills as the Better Budget framework saves you so much time by how it's laid out!
After using the Better Budget, you'll...
- Start feeling more in control of your money. (Who's the Boss? Not Tony Danza, it's YOU!)
- Have a framework set up to make your cash flow run seamlessly every month automatically.
- Learn and know (deep down in your gut) that you are fully capable of handling your families finances.
- Finally feel that financial stress lifting from your shoulders (you're going to have to start an arms & shoulder lifting schedule to keep up those muscles).
- Give yourself a raise, at least it will feel that way because your money is now covering everything (even that beach vacation you've been dreaming of).
IT'S ALL POSSIBLE WITH THE BETTER BUDGET
Hi, I'm Kari -
I’m a Mama with a passion for helping women just like you discover the tools, and develop the skills needed to uncover your own path to providing a secure financial life for your family.
I think that budgeting is exciting! It enables our family to do what’s most important to us. By taking control of our finances, I decide (oh and my hubs too!) where are priorities are and we spend money in alignment with those goals.
We spend, we save, we are excited about our future! It’s time for you to feel the same way.
Frequently Asked Questions
No software is needed (other than a calculator). I will suggest that you set up a few more checking accounts, but you can find fee-free accounts easily. You will also need to have access to a printer (or send your printable templates to a print store).
You’ll still need to save your money, and the pace is different for every family. The system isn’t an instant “afford everything” magic pill. It will take saying no to some things so that you can say yes to other more important things. Discipline is still needed.
But your savings will be clearly defined and never get borrowed to pay for other unexpected things. (Yup, I know all about using your vacation money to pay for a new washing machine).
This is more than a budgeting method, but that’s half of the puzzle. The other half is how you set up your money flow, as you need to be strategic with it. You can’t just wing it and hope for the best. Most budgeting methods are just a template, which is fine, but it’s not enough for most families needs.
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We’re happy to help answer any questions you have.
I know you’re tired –
Tired of trying one budgeting method after another without seeing your bank balance grow, and you’re still just as stressed as before. It’s frustrating, and it’s disheartening.
But let me tell you, I’ve been budgeting this way for 7 years, and my family has never wanted for anything. We’ve even taken four trips to Disney World since 2013, (each paid for before we stepped one foot on that plane), and we don’t make a lot of money either.
We’re regular earners, we are just careful with what we spend (but we’re not frugalists), and we have a system that works seamlessly. And that system is what I want to share with you.