Budget Planning Must Dos – Part One in Your Ultimate Guide on How to Budget Series This is Your Ultimate Guide on How to Budget Series. Where Iay out every single thing that you need to know to successfully budget your money! No more guessing or wondering if you’re doing it “right”, after following along,…
Using multiple bank accounts to budget is the best way to organize your money! Everyone is looking for the magic ticket to budgeting success, and I am going to share it with you right now. THIS is the thing that you need to do to set yourself up to succeed with budgeting. There is no…
How the average American can save $1,155 a year by not paying credit card interest rate fees! Here’s how! Check yo’ self! Yeah, you heard me! Let’s check your interest rates on your credit cards! Time to PARTY! No party? Oh, okay. Uh, where was I? Interest rates can kill you, albeit a slow and…
The most effective way to protect you (and your loved ones), here’s how to set up a credit freeze Something that used to freak me out but doesn’t anymore is when my personal data gets compromised in a data breach. Target Corporation in 2015 sent Moms into a tailspin, Equifax’s huge one in 2017 compromised…
5 genius (and budget savvy) gifts for the mom who doesn’t want anything for Christmas! The Christmas holiday is coming up, and you have a hard enough time thinking of what to buy for your family, let alone thinking of, “What do I want for Christmas?” Well, I have got you covered! I have a…
Get a Savings Anthem; aka Finding Your Financial Why Everyone knows you “should” save money and that it’s important to have an emergency fund. But maybe you’re a little stumped as to why. You know why, so you don’t go broke, but there has to be something more than that, right? Yes, there is. It’s…
5 Truth Telling Questions to Ask Yourself Before Taking the Leap to be a SAHM We are in a time where we as women get to choose what we want to do with our lives. (for the most part in 1st world countries in the year 2019) That’s my disclaimer. Yes, we as women are…
What I wish I knew in my 20’s about growing my money with compound interest! Do you want to be a superstar at saving money? It sounds nice, right? But what does that even mean? Well, what if I told you there was a way to save millions by the time you wanted to retire,…
The 7 steps you need to take to set your family up for long-term success when you get a financial windfall Well, hot damn! You have got a fat amount of cash burning a hole in your pocket! It’s time to go and party! Hold it! Yes, you can think about vacations and a new…
Here are 20+ fun money saving challenges to make saving money more fun than spending money! I am very competitive with myself! I love to push myself to take on new things or to do things better than before. That is why I love these fun money-saving challenges! Seriously, I love them, and I force…
How asking 4 simple questions can eliminate the guilt of spending money. There are some things that I spend my money on that you may think frivolous, unnecessary, or just plain wasteful. That’s fine, and I mean it. We are each individuals, with unique families and lives. Things will naturally be different. I know that…
Actionable steps to keep your motivation for saving money strong and in full effect! If you’re reading this, that means that you’ve already committed to saving money, but maybe you’re finding it harder than expected. Whatever you are stuffing that piggy bank for, you know that road will be long, even a bit bumpy. You…
How financial stability affects our children’s emotional & social development Everyone knows that having money is useful, and not having money is very hard. Duh! Yet do we (as parents) fully understand how money plays a part in our children’s lives beyond just being able to buy them toys? Financial stability sounds like a boring…
Knowing your real hourly wage is the shockingly simple way to slash your spending! In TV & movies, you see people scoff at spending $300 on dinner. “Oh, that ain’t nothing! I make $300 an hour consulting!” Goodie for them. However, you know they’re not keeping $300. You wonder, how much do they actually take…
How Having a Thrifty Lifestyle Can Open Up Your Spending Possibilities Everybody has their weakness, their kryptonite. Things you can’t go without, things that you will spend fat amounts of money on. Yet there may be things that you could totally go without if you tried. Things that you don’t even register, such as paying…