15+ Ways on How to Get Cash From a Visa Gift Card (What Actually Works!)

We’re digging into all the ways on how to get cash from a Visa gift card and find out which is the best way to convert Visa gift card to cash!

You’ve got a Visa gift card that you don’t ever seem to use; what can you do with it? 

Yet, many people just let their prepaid gift cards sit around and expire (please don’t do this). But there are several ways how to get cash from a Visa gift card.

We’ll talk about all the different methods (they’re easy & quick) to turn your Visa gift cards into cash. So whether you want to sell it, trade it in, or transfer the money directly to your bank account, we have you covered.

how to get cash from a Visa gift card

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Table Of Contents
  1. We’re digging into all the ways on how to get cash from a Visa gift card and find out which is the best way to convert Visa gift card to cash!
  2. How to Transfer a Visa Gift Card to Your Bank Account
  3. How to covert Visa gift cards into cash online
  4. Turn your Visa gift cards into cash in person
  5. Other ways how to get cash from a Visa gift card
  6. Important things to know when trying to turn your Visa gift cards into cash:
  7. 5 easy ways to get free visa gift cards 
  8. Visa Gift Card FAQs
  9. At the end of the day

How to Transfer a Visa Gift Card to Your Bank Account

This is probably the most streamlined way to convert Visa gift card into cash. By transferring your Visa gift card balance to your bank account, you can access the funds as cash pretty easily.

1. Add Your Visa Gift Card to PayPal

The first way is by using a service like PayPal. This will allow you to quickly transfer your Visa gift card balance to your linked bank account. 

You can either use the gift card to pay for things via your PayPal wallet instead of using cash. Or you can send the money to your bank account and then withdraw the cash.

To add your card to PayPal Wallet…

  1. Open PayPal and log in.
  2. Go to the “wallet” tab and click “add banks and cards.”
  3. Type in the 16-digit card number, expiration date, and CCV code, and hit next.
  4. You’ll get a note saying that “you linked your Visa prepaid card.”
  5. You can now use this card to pay for things via PayPal. If you want to transfer the money to your bank, continue with the steps below with Xoom…

There are quite a few steps to transferring the funds to your bank account, but they go quickly…

  1. Add your Visa gift card to your PayPal Wallet account (this only works for a personal PayPal account, not a business account).

  2. Go to the main PayPal dashboard and click send money direct to bank; this will open up Xoom, which allows you to send money to people (and banks) outside of PayPal.

  3. Choose what dollar amount you want to send. (minimum is $10 with Xoom).

  4. Choose the bank where you want to send the money (aka your bank). It’s important to note there is a fee for this service depending on how you send the money. Since it’s coming from a debit/credit card, it’s a $1.99 service fee. So make sure your gift card has enough on it to cover the transfer amount plus the fee.

  5. Input your routing & account numbers.

  6. This next screen is where you choose where you want your money to come from; your Visa gift card should be shown here as an option. Click it and tap next.

  7. Review the info & send. Make sure you have your bank numbers correct; it gives you a warning that you may not be able to get the money back if you input it wrong.

If your card is a virtual Visa gift card, you may first have to go to Visa’s Wallet Hub and register it.

  1. To Redeem – go to My Digital Wallet.
  2. Select a Virtual Visa Card, ready for immediate use online or over the phone anywhere Visa debit is accepted, or select a Physical Visa Card to be mailed to you (shipping and handling fee of $3.00 applies). 
  3. The redemption site will ask you to provide your name, address, email, and mobile phone number to be associated with your Prepaid Card.
  4. Agree to the Cardholder Agreement to complete the redemption. 

Xoom says that some prepaid cards are not supported. I didn’t have a problem with my card but YMMV. Don’t worry, if this method didn’t work for you there are lots of other options that we’ll go through below!

2. Add Your Visa Gift Card to Venmo

Sadly, there isn’t a way to cash out your Visa gift card through your Venmo account (at this time) and send it to your bank. I tried to do it; I went through all the steps and hit a roadblock. So I emailed Venmo support, and this is what they told me…

“Venmo is designed to be a peer-to-peer payments app that you can use to pay your friends and skip the need for cash. Venmo is not a tool for transferring money from one bank account to another. All payments must be made to other Venmo users. In this case, I would recommend using one of the tools your bank provides to make transfers from one account to another, such as ACH or wire transfers.”

You can, however, load your prepaid gift card onto your Venmo account and then use that to purchase something where Venmo is accepted.

3. Add your Visa gift card to your Amazon wallet

Many places said you could add your gift card to your Amazon Wallet and then transfer it to your bank account with Amazon Pay. BUT, I couldn’t figure out a way to actually do it.

You can easily add the card to your Amazon wallet, but that’s as far as I could go. I searched for over an hour to try and figure this trick out, but nothing worked. All the advice given online on how to do this was very vague and unhelpful. So maybe you used to be able to do this? I don’t know.

Rant: In researching the info for this post, many sites say how easy it is to transfer money from here to there, but they don’t give the exact steps, which is frustrating.

I tried to go through all the apps to do this exact thing and found out with many (i.e., Venmo, Cash App, Amazon) that you can’t actually do it. They didn’t do their research and just believed everyone who said they could, so they said that it was possible.

I tried it; I spent a long time on each of these platforms; I emailed their support teams and found out you can’t actually do it. Rant over.

How to covert Visa gift cards into cash online

4. Pay Yourself with your Visa Gift Card

If you run a small business or use a payment platform as a freelancer/entrepreneur, you can pay yourself for a small job. Just make yourself an invoice, send it to yourself, and pay it with your Visa gift card.

5. Sell it on GiftCash

GiftCash is an online platform that buys and sells giftcards at a discount (similar to CardCash). All you have to do is…

  1. “Click on sell card.”
  2. Type in “Visa” and the balance amount and click “get offer”
  3. They’ll come back with an offer which you can accept or change your mind.
  4. If you accept, you’ll be prompted to make an account
  5. Choose a payment method. You can opt for bank transfer and cryptocurrency.
  6. Fill in your info and then follow the prompts.

I went partway through the process to see how much a $30 Visa gift card would be worth, and they offered $27.30 for it, which is 91% of the face value; pretty good!

6. Sell it on Raise

Raise is an online marketplace for selling and buying gift cards. And yes, you can sell your Visa gift card here.

To do so, just create an account and list your card. You’ll be prompted with a suggested selling price (lower than face value), and then it will tell you how much you’ll get for the card at that selling price. Raise does take15% of the sale as a fee.

So, for example, you could have a $30 Visa card, list it for $29, and then Raise will say, “you’ll get $24.65 from this sale” once it has sold on the marketplace.

Set the price, submit it for review (it takes 1-2 days), and wait for someone to buy it.

Once someone buys it, you can receive your funds either by check, PayPal, or ACH direct deposit within 3-5 days from when you request a payout.

7. Download the Prepaid2Cash App

Prepaid2Cash is a simple and quick way for cardholders to access their prepaid card and gift card funds. Most Visa, MasterCard, American Express, and Discover branded prepaid cards can be used to get cash through direct deposit. 

They also accept store gift cards such as Walmart, Nordstrom, Best Buy, etc. “You can get up to 92% of the gift card’s value, though the exchange rate varies by brand.”

After verifying your card details and submitting your transaction, you can select to receive your payment instantly (within 15 minutes) by using your debit card. They take 15% + $1.50 for instant delivery, or you can choose the next business day for just 7.5% + $1.50 fee instead.

8. Get cash from your Visa gift card by selling it on eBay

eBay is a great option because you can set your own price, and there are millions of potential buyers.

“To sell your Visa gift card on eBay, create a listing for your card. You’ll need to include the brand name, the card value, and any fees associated with using the card. Be sure to take high-quality photos of the card so buyers can see that it’s legit (but cover the card numbers).

If, as a seller, you don’t have a lot of buyer reviews, you may find people aren’t that eager to buy from you, as you are unknown. You have the potential to be a scammer, so it may scare off buyers. But, give it a try; maybe this is the start of a new side hustle for you!

Online gift card buyers that I do not recommend

CardSell by CardSwapper is another app, similar to the one above, but it doesn’t have very good ratings, only 2.8 out of 5. Reading through the reviews, they sound like legitimate and reasonable problems. Since there are lots of other options out there, I’d say skip this seller to avoid problems.

Jour Cards is an online platform that sells and exchanges gift cards. However, if a website misspells Wal-Mart (one of the largest retailers worldwide) on multiple occasions, I’m not sure I would trust them to handle a financial transaction. That’s just my opinion; you are more than welcome to give them a try.

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Turn your Visa gift cards into cash in person

There are lots of ways to turn your Visa gift cards into cash in person. Let’s go through them, and you can pick the best option for your situation.

9. Sell To A Friend

This is probably the easiest way to turn your Visa gift card into cash because there are no transaction fees, and you can negotiate a fair price. This is a great solution if you have a friend or family member who could use an online payment method.

It’s typical to knock a few dollars off the face value of the card to entice someone to buy it. For example, if you have a $25 gift card, you could offer it up for $20 to a friend who has cash.

10. Sell It On Facebook Marketplace

This is a great option if you want to sell your Visa gift card for cash without transaction fees. You can list it on Facebook Marketplace.

To list it: 

  1. Go to the marketplace tab on Facebook and click “sell something.”
  2. Choose “product or service.”
  3. Then choose “other.”
  4. Put in the details of your gift card, including the brand, value, and any other relevant information.
  5. When you meet up with a buyer, you’ll want to verify funds on the card together (i.e., dial into the balance inquiry and put it on speakerphone) so they know they are getting a legit card, and as the seller, you should only accept cash.

11. Offer to buy the group dinner & get repaid in cash

This is a great way to get cash from a Visa gift card and be a good friend. If you’re out with friends and go out to eat, you can offer to pay for it (with your gift card) and just have your friends repay you in cash, or they can Venmo you their portion.

This only works if you know the people well enough that they will actually repay you, but it’s a great solution if you do things as a group often.

12. Buy a Money Order

You can go to a grocery store or a convenience store with a Western Union and buy a money order with your Visa gift card. This is probably the simplest way to get cash from your card.

The fees will depend on how much the money order is for, but for example, Wal-Mart money orders are less than $1, while at a bank, it may cost $5 in a branch. Be sure that you know the fees and limits (sometimes places have a $1,000 limit), or for a certain amount, you’ll need a valid government-issued ID.

Once you have your money order, you can cash it at a check-cashing place or deposit it into your bank account and then withdraw funds as needed.

13. Turn your Visa gift cards into cash by using a gift card exchange kiosk

Gift card exchange kiosks are located in supermarkets and shopping malls and are typically bright yellow. They can be easily located by doing a quick search engine lookup. These can be easily used to get cash from a Visa gift card.

For example, I googled it, and Gift Card Bin came up as an option, I put in my zip code, and it came back with four close by options.

They also have an option to sell your card via text. Text “SELL” to 833-568-7355, which seems like a convenient option. Yet, it’s a very different model from all other companies, so it stands out (which could be a red flag).

They accept cards for over 600 merchants, and you get about 60 – 70% of the face value of the card (which is less than other online sites), and you can get paid via Venmo, Cash App, or PayPal within one business day.

giuft card bin

Note: While many people think you can sell old giftcards at Coinstar kiosks, this isn’t the case. They may have done this in the past; however, this is no longer an option. You can, however, get a gift card as an option when turning in all your loose change. 

Other ways how to get cash from a Visa gift card

There are still a handful of unconventional ways to get the most from your unwanted gift cards.

14. Pay your bills with your Visa gift card

You can use your Visa gift card to pay your bills online. To do this, simply enter your Visa gift card number when prompted and enter the amount you want to pay. You may have to call in and speak to customer service for some utility companies.

Using your gift cards this way is a smart option, especially if you have a variable income. Some months you may not have enough in your checking to pay the bills, but if you have a stash of gift cards, they can come in handy when you’re struggling financially.

It’s important to note that you won’t be able to set up a recurring payment for bills with a gift card.

15. Re-gift your Visa Gift Cards

This is a great way to get rid of unwanted gift cards. If you have a Visa gift card that you don’t want, simply find someone who would appreciate it and re-gift it to them.

Not only are you making someone else’s day, but you’re also getting rid of a gift card that you don’t want. 

Fair warning, if you give them a gift card with an odd balance amount, say $22.47, they may think something fishy is going on. They’ll most likely know that you used part of it or scrambled at the last second to come up with a gift. It’s not a good look. So try and only gift cards with an even balance on them in increments of five – $20, $25, $50, etc.

If you’re looking for the perfect gift, Gift Card Granny is a great place to get a gift card. You can get a physical card or choose eDelivery. You can upload any photo and customize it however you want which makes it a lot of fun. The giftcards can be sent in as fast as 15 minutes, so perfect for a last minute gift!

Gift Crad Granny build a Visa gift card

16. Buy an item to flip & resell

This is a great way to make some extra cash, and it’s relatively easy to do if you know what you’re doing. Simply buy an item with your Visa gift card that you know you can resell for more than what you paid.

For example, if you sell on Amazon, you may scour the clearance sections of Target or Walmart looking for a great buy. 

Or maybe you’re getting into flipping furniture as a new hobby. Using gift cards to buy your items (or supplies to flip the items) can be a great use of your gift cards. Now, don’t dismiss this idea; flipping items can be hugely profitable!

You can watch Rob & Melissa’s free webinar on how to turn your passion for flea market shopping into profits! (Plus insider secrets on how they did it!) They started earning around $40k doing it 10-20 hrs a week and earned over $133,000 a year when they took it up to 30 hrs a week! 

flea market flipper free webinar

Important things to know when trying to turn your Visa gift cards into cash:

It’s important to know your Visa gift card terms & conditions if potential buyers ask…

  • Inactivity fee – some cards will charge you a fee if the card hasn’t been used in a while. Typically, this is after 12 months of inactivity, which could start at around $2.50 a month.
  • Activation fees – The person who bought the card may have had to pay an activation fee, usually $4-7. There should not be any transaction fees when using your gift card.
  • Expiration date – The money on the gift card will not expire, but the plastic card will. If this happens, the user should ask for a new gift card from Visa. The remaining amount of the expired gift card will be transferred to the new gift card.

5 easy ways to get free visa gift cards 

If you’re looking to get more Visa gift cards, there are a few ways to do so. You can ask for them as gifts, sign up for credit card rewards programs, or take advantage of promotional offers.

One of the easiest ways to get free Visa gift cards is to sign up for GPT sites (aka get paid to sites). These sites pay you to do certain tasks – such as answering surveys, downloading apps, watching videos, playing games, reviewing products, etc. Here are our favorite sites to start earning free Visa gift cards!

Fetch is one of my favorite receipt apps. Simply take a photo of your grocery receipt and submit it to Fetch. They will then give you “points,” which may be used for gift cards from Visa and other retailers! You may also exchange your points for PayPal money or donate them to charity.

For example, you’ll get 25 points for every receipt and bonus points for buying particular items. On my last receipt, I got an extra 30 points for buying Sunchips and an extra 34 points for buying Oroweat bread. 

I’ve earned over $50 in gift cards with fetch, and it’s the simplest of all the apps I use to earn a little extra money.

join fetch rewards

Branded Surveys – You can earn money by taking surveys on many different topics, and they’re all quite short. This is why Branded Surveys is so appealing. If you don’t have a lot of time but still want to make money, this is a great option. You can get Amazon, Apple, PayPal, and free Visa gift cards, among other retailers.

join branded surveys

Survey Junkie is one of the most popular ways to earn a free gift card! The surveys are easy to do, and each offers different reward points, so it’s best to keep an eye on this aspect (you don’t want to waste your time doing low payout surveys). Check-in with this site often because they have new surveys added all the time. You can get paid up to $5 per survey.

sign up fpr survey junkie

Inbox Dollars – Shopping on Inbox Dollars is a fantastic way to make money each week if you are willing to read emails, take surveys, shop online, use coupons, or even sell your goods on eBay.

When you’re looking for something, go to the Inbox Dollars website and search for it. After that, you’ll be given a list of authorized sellers, and if you buy from one of them through the InboxDollars portal, you’ll receive cashback.

The best news is that with Inbox Dollars, you can grab your free $5 sign-up bonus right here.

Swagbucks is a platform that can earn you gift cards for doing the things you normally do online. They have a lot of options for earning points (known as SB), which can be used to obtain free Visa gift cards.

The best part is that Swagbucks periodically puts their gift cards on sale. For example, right now, you can get a $25 Visa gift card for 13% off. So it originally was 2,500 SB points; now, it only costs 2,175 SBs! Sign up now and get a $10 free bonus!

sign up with swagbucks

Easy Savings & Free Money

  • Sign up with ibotta and get $5 cash back on your first purchase!
  • Earn points on ANY receipt from ANY store and redeem for gift cards with the fetch rewards app.
  • Earn cash back from over 4,000 retailers with TopCashback when you buy online. Even on gift cards, at restaurants, and hotels.
  • Join Rakuten and shop at your favorite stores for up to 40% cashback; use the link and get a $10 Welcome Bonus!
  • Sign up with Inbox Dollars and get paid to read emails, watch videos, and take surveys. Easy peasy!
  • Save money at the grocery store with Coupons.com on things you already buy! This isn’t cash back; it’s instant savings at the register!
  • Get free gift cards & cash for the everyday things you do online at Swagbucks. Use the link and get a $10 bonus
  • Save money on gas by signing up with GetUpside; it gives you up to $.25 cents cash back per gallon! Use the link when you sign up; you’ll get a $.15 cents per gallon bonus!

Visa Gift Card FAQs

How to Check Your Visa Gift Card Balance Online

Don’t worry; Visa makes it very easy to check the balance of one of their gift cards. Just check the tiny print on the back of the card for how to go online or for a phone number to call. Or you can go here and see all your options to check the balance.

Can you transfer money from a Visa gift card to PayPal?

Yes. This was the first section in this post, so scroll to the top and read the steps.

Can I use a gift card to withdraw cash at an ATM?

No, you cannot make a cash withdrawal at an ATM; this is one of the limitations with Visa gift cards. Also, issuers prohibit cards from being used on Internet gambling sites and for recurring bill payments. 

Can you transfer money from a Vanilla Visa gift card to a bank account?

A vanilla Visa gift card is just a type of Visa gift card, so you can use any of the methods mentioned in this post. This line of card gets attention because you can customize it with pics, logo, etc. Yet, many other third-party sellers have caught on and now offer this too.

There is also a My Vanilla debit card, and these are reloadable prepaid cards that you would use, similar to a debit or credit card. These cards are popular as you don’t need to tie them to a bank account (as the funds are preloaded).

Prepaid debit cards are very popular in rural locations where banking at a physical bank is difficult.

Can you transfer money from a Visa gift card to a Cash App?

Cash App says it supports debit and credit cards from Visa, MasterCard, American Express, and Discover. And that most prepaid cards are also supported.

But that “depositing to these cards does not work.” This seems a bit confusing, so upon deeper digging, it seems that government-enabled prepaid cards (i.e., unemployment, economic, and other government-issued benefits payments) are accepted, but regular prepaid cards are not accepted.

Prepaid cards are not accepted because they are not linked to a bank account, and that’s what’s needed to support the transfer of funds.

If you really want the money in your Cash App account, you would need to first send the money through PayPal and then to your bank account and then to Cash App – quite the process, but it can be done.

Where can I trade in gift cards for cash?

The best place to physically trade in a card is at a gift card kiosk. Google “gift card kiosk near me,” and you should get a few options that show up.

Can I use a store gift card to buy a visa gift card?

Well, it depends. It depends on the merchant where you’re trying to buy the card. For example, I know that at Target, their rules state you cannot buy a prepaid gift card with a Target gift card. But for other stores, it may be different.

Can you get cashback from a store?

No, sadly you cannot get cashback from a store from a prepaid visa card. It’s similar to the limitation that you cannot get cash from an ATM with it.

Can You Transfer Money From a Gift Card To A Debit Card?

No, you can’t. But if you could, then it would make this process a lot easier, and we wouldn’t have to jump through all these hoops.

Can I Sell A Visa Gift Card To Other People?

Of course! This is a great way to turn your Visa gift card into cash!

Does Gift Card Granny buy Visa Gift Cards?

This site used to buy back gift cards; however, they have now discontinued this side of the business and now focus only on selling gift cards. Likewise, Cardpool is no longer in business.

Online it says you can get cashback from your prepaid Visa, what’s the deal?

Visa sells many different types of cards in addition to a Visa debit card and credit card. One of the cards they offer is a reloadable Visa card. So it’s prepaid in that you load cash onto it (and can reload more cash onto it). With this type of card, you can get cashback at retailers. Go here, and scroll to the Q&A section at the bottom where they talk about it.

While a prepaid gift card is a different type of prepaid Visa, this is the type of prepaid Visa (the gift card type) that we are talking about in this post.

Can You Exchange A Visa Gift Card For Cash at Walmart?

No. Sorry.

Which is the best way to convert a Visa gift card to cash?

The best way is PayPal, as you can do it all on your own right at home. If that doesn’t work then the next best way is to sell it online to a site like Raise.

At the end of the day

These are just a few ways on how to get cash from a Visa gift card. With a little bit of creativity, you can find a solution that works for you. Just make sure to avoid any fees or scams, and you’ll be able to get the cash you need in no time. 

So go check your junk drawer, your desk, and the pockets of coats that have been hanging up in the closet for forever – maybe you’ll find some more gift cards that you forgot about. Happy hunting!

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