Need a little motivation with saving your money? Grab a savings chart to help keep your eye on the prize! All the experts agree that visually tracking your progress toward your goal can dramatically increase your chances of achieving that goal. For example, let’s say you want to save money for an upcoming vacation. So…
Are Dave Ramsey’s percentages right for your budget? Find out the good, the bad, and the ugly! If your budget percentages are off, it can wreak havoc with your money, and that’s not a good thing. So what do you do? Where do you even start with this? The best thing to do is find…
Here are the top 10 reasons to save money (and yes, you should start today! I love to save money! No, I’m not Scrooge McDuck, who likes to save for the sake of saving. I like to have a little bit of fun with it too! Sure, I am responsible; we have a 9-month emergency…
Figuring out how to save money from salary shouldn’t be so hard! Here are 5 easy things you can do to save more! Saving money from your budget gets a bad rap. People see it as deprivation, boring, lame. But in actuality, saving money means freedom. Seriously, that’s exactly what it means! When you save…
Here are the 4 essential steps on how to drastically cut expenses and start fresh! Sometimes life sucks. We’re not talking about a stubbed toe or a parking ticket. We’re talking about your life turning upside down. Usually, this has something to do with money. Be it you’re separating from your spouse, you lost your…
Stink at budgeting? We’ll go through the 7 budgeting skills to succeed. It’s funny; people sit around and say, “I’m no good with budgeting; I’ll never get it!” Sound familiar? Yes, you have probably said this to yourself at some point. But the good news is that ALL OF US have said this to ourselves…
Here are 101 budgeting categories so you never forget a budget line item ever again! Now I know that sitting around and writing out a budget categories sounds about as thrilling as watching paint dry. So I made a budget categories list for you! I have gone through and thought of every conceivable thing that…
Grab your free printable cash envelope templates and start organizing your money today! I love hobbies, it’s even better if this hobby helps you accomplish your big goals, like getting a better hold of your personal finances. Honestly, budgeting is my favorite hobby! (#nerdmuch) That’s exactly what we’re digging into today, and I have some…
If you want to build the best budget possible you need to check out these 85 sinking funds examples The next natural step after budgeting is saving money. This could be filling your emergency savings or saving for things you want. This is the main distinction between budgeting and saving. One of the very best…
Everyone needs to master these SMART financial goals to succeed! Everyone wants to “do better” with their money. Yet, what that means to us varies. But I can tell you that we all have the same theme running in the back of our brain. We want FREEDOM! Freedom from whatever we are facing right now,…
Sometimes the best motivator is a swift kick in the butt from some cold hard truth! Here are the best debt-free quotes to do just that! It is so motivating to see people overcome their past and their fears and kick all that to the curb and put their game face on! Let me tell…
For motivation – here are 50+ budgeting quotes and saving money quotes to fuel your fire! Quotes are so cliche! True, but if they didn’t mean “something,” then no one would repeat them, and they wouldn’t become quotes, would they? It’s a catch-22; yes, it’s cliche, but that’s because it’s motivating, or it rings so…
38 Resources (for the Price of 1) to Supercharge Your Personal Finance Know How! I know that this has been on your to-do list for FO-EV-ER! It’s probably been at the top of your list for a while, but you never seem to quite get to it. You “may” have even inventoried your deep freezer first,…
The insider’s guide to picking the best budgeting planner in the bunch! I love to see something laid out step by step. All you need to do is fill in the blanks! You know that you’re on the right path, that you didn’t miss anything important, and you’ll end up reaching your destination. Budget planners…
Here are the 5 steps you need to take to stop yourself from overspending on Christmas gifts The excitement, the peppermint latte is now kicking in … the click-clack of your shoes racing down Target’s floor tiles… An hour later, your phone bings at you. Yup, it’s a large purchase amount alert from your credit…