The Dave Ramsey budget explained, demystified, broken down, and all laid out! Alright, you’ve read Dave Ramsey’s Total Money Makeover, you’re pumped, you’re ready… let’s make a BUDGET! But wait, where does he talk about budgeting in the book? I mean, he tells you that you need one, and he gives templates in the back of…
Your guide to a calmer & happier holiday season with free Christmas planner printables! Are you longing to enjoy the most wonderful season of the year again? Lately, in the past ten years or so, the holidays just mean more work, a crazier schedule, and a few panic sessions inside Target thrown in for good…
I’ve got 10 dang good benefits of budgeting that will make you want to jump on this bandwagon! We all know that we should budget. But not all of us do it. Budgeting is the “smart thing to do,” but has anyone ever explained why? I mean, I think that budgeting is the bee’s knees,…
Are Dave Ramsey’s percentages right for your budget? Find out the good, the bad, and the ugly! If your budget percentages are off, it can wreak havoc with your money, and that’s not a good thing. So what do you do? Where do you even start with this? The best thing to do is find…
Stink at budgeting? We’ll go through the 7 budgeting skills to succeed. It’s funny; people sit around and say, “I’m no good with budgeting; I’ll never get it!” Sound familiar? Yes, you have probably said this to yourself at some point. But the good news is that ALL OF US have said this to ourselves…
Here are 101 budgeting categories so you never forget a budget line item ever again! Now I know that sitting around and writing out a budget categories sounds about as thrilling as watching paint dry. So I made a budget categories list for you! I have gone through and thought of every conceivable thing that…
Grab your free printable cash envelope templates and start organizing your money today! I love hobbies, it’s even better if this hobby helps you accomplish your big goals, like getting a better hold of your personal finances. Honestly, budgeting is my favorite hobby! (#nerdmuch) That’s exactly what we’re digging into today, and I have some…
If you want to build the best budget possible you need to check out these 85 sinking funds examples The next natural step after budgeting is saving money. This could be filling your emergency savings or saving for things you want. This is the main distinction between budgeting and saving. One of the very best…
For motivation – here are 50+ budgeting quotes and saving money quotes to fuel your fire! Quotes are so cliche! True, but if they didn’t mean “something,” then no one would repeat them, and they wouldn’t become quotes, would they? It’s a catch-22; yes, it’s cliche, but that’s because it’s motivating, or it rings so…
The insider’s guide to picking the best budgeting planner in the bunch! I love to see something laid out step by step. All you need to do is fill in the blanks! You know that you’re on the right path, that you didn’t miss anything important, and you’ll end up reaching your destination. Budget planners…
Here are the 5 steps you need to take to stop yourself from overspending on Christmas gifts The excitement, the peppermint latte is now kicking in … the click-clack of your shoes racing down Target’s floor tiles… An hour later, your phone bings at you. Yup, it’s a large purchase amount alert from your credit…
The top 5 budgeting methods turned into simple and easy printable budget planners. Just print & go! People grab spiral notebooks, scratch paper, napkins, or whatever to write their budget down. They tell themselves budgeting is easy. Then they realize that their budget worksheet is missing a bunch of things, and the layout doesn’t make…
30 Christmas Family Traditions that won’t bust the bank The holiday season is a magical time for many families, the excitement, the treats, the cost! The cost?!? Yes, it’s true, the holidays cost money. Sometimes a lot of money. But they don’t have to! You can absolutely get in all your Christmas family traditions without…
Christmas in July is the perfect time to start planning how you’re going to save money for Christmas! The middle of summer sounds like an odd time to start thinking about Christmas. But this is actually the BEST time to start your Christmas savings plan! Planning this far in advance gives you about four months…
Don’t let budgeting burnout get the best of you! Here’s how to move past it and keep on budgetin’! Learning how to budget effectively is a skill that you develop over time, with trial and error. Lots of people get overwhelmed with budgeting. That’s normal, and it’s okay. But you need to keep working on…